Privacy Policy

Introductory Notice

Nothing in this Privacy Statement may be construed to create any obligation for the Company beyond what is required by applicable law.

California residents click here to access our California Consumer Protection Act (CCPA) Notice.

This Privacy Statement (“Privacy Statement” or “Statement”) describes the practices of Options Retirement Academy, LLC (“Options Retirement Academy,” “Company,” “we” or “us”) with respect to information, including Personally Identifiable Information (“PII” or “Personal Data”) and non-personally identifiable information (“non-PII”), we obtain from and about individuals interacting with us and our websites, mobile applications, products and services (collectively, our “Services”).

This Statement does not apply to job applicants or Company employees.

Scope

a. This Privacy Statement only applies to the data processing activities of Options Retirement Academy.

This Privacy Statement does not apply to services, websites or mobile apps offered by third parties, even if this site links to those services or third parties. We encourage you to read the privacy statements of every third party website that collects your PII.

b. Please read the information below to learn about the information, including PII, collected about you and how it is used.

Please note that there is a separate Terms of Service found at the hyperlink located at the bottom of our site.

Changes to This Statement

We may change this Statement at any time by posting revisions to the Statement on our Services including, without limitation, this site.

You should review the Statement from time to time.

If you do not accept all of the terms, conditions and notices set forth in the Privacy Statement, you must discontinue using the Services immediately.

The most current version of the Statement may be reviewed by clicking on the “Privacy Statement” link located at the bottom of our site.

Collection of Information from Children

We do not intentionally collect information from or regarding minors.

The Services are not directed to, or intended for use by, children under the age of 18.

Children may not use or submit any information through the Services or its sites.

If a child under 18 submits information and we become aware, we will attempt to delete this information as soon as possible.

Information We Collect

We may collect two general types of information when you use our Services or interact with us:

a. Personally Identifiable Information (“PII”)

This may include:

- First and last name
- Home or other physical address

- Telephone number

- Email address
- User ID

- Other identifiers that permit physical or online contact with you

You may also engage with our Services through third-party social networking sites or social media plug-ins. When you do so, we may have access to certain information from your social media profile such as:

- Name, photo, gender, birthday, location, videos, friends list, etc.

This information is included in the definition of PII.

b. Non-Personally Identifiable Information (“non-PII”)

This may include:

- Type of browser and operating system

- Web pages visited before and after you use our Services

- Type of mobile or handheld device used to access the Services

- Other device-specific information

Certain features within the Services will require you to submit PII about yourself as a condition of participation.

Some features may be offered by us, while others may be offered by third parties. When you choose to submit PII to a third party in connection with your use of the Services, the third party’s privacy policy, rather than this Statement, will control the use of your PII.

You can always refuse to provide PII to us, but this may result in decreased functionality of the Services for you and limit your ability to receive information about Services that may be of interest to you.

How Information is Collected

We collect information both actively and passively:

- Information you voluntarily provide while using our Services

- Non-PII collected through “cookies,” “web beacons,” “Flash cookies” or other electronic means

Cookies

A cookie is a small amount of data sent to your browser from a web server and stored on your computer’s hard drive.

Cookies can be used to:

- Measure website usage
- Improve navigation
- Personalize a returning visitor’s experience

You can set your browser to turn off cookies or to notify you before you receive one.

Blocking cookies may result in some features not working.

Web Beacons

We, our third-party service providers, advertisers, and partners may use “web beacons” or similar technologies.

Web beacons:

- Collect data about how visitors use the Services
- May count the number of users who visit the Services
- May deliver a cookie to your browser

If you disable cookies, web beacons will detect your visits but not associate your activity with stored information.

Flash Cookies

The Services use locally stored objects (“Flash cookies”) when using Adobe Flash Player for special content such as video streaming.

Flash cookies remember visitors’ settings, preferences, and usages.

Flash cookies are managed directly through Adobe’s websites.

Third Party Mobile Information

- No mobile information will be shared with third parties/affiliates for marketing/promotional purposes.

- Information sharing to subcontractors in support services, such as customer service, is permitted.

- Text messaging opt-in data and consent will not be shared with any third parties.

Third-Party Advertising and Websites

- Third Parties may use cookies, Javascript, Pixel Tags, and other technologies to deliver ads, measure effectiveness, and collect anonymous information.

- Third Parties will not collect your PII unless you affirmatively provide it.
- Third Parties’ use of cookies is subject to their own privacy policies.

For more information or to opt out, visit:

networkadvertising.org

optout_nonppii.asp

Third Party Links

Our Services may contain links to other websites that do not follow this Privacy Statement.

These websites may:

- Send their own cookies

- Collect and use data differently

After you leave our Services, this Privacy Statement no longer applies.

Check the other websites’ privacy policies.

How Information is Used and Shared

We use your PII for:

- Facilitating communication from third parties to you at your request

- Creating and managing your account

- Providing products and services you request

- Enrolling you in contests, programs or offers

- Telling you about other products/services (opt-out available)

- Processing payment for purchases
- Protecting against or identifying possible fraudulent transactions
- Analyzing the use of our Services
- Developing new products and services
- Understanding how you arrived at our Services
- Managing the Services
- Enforcing our Terms of Use and this Statement

Advertisements, Marketing Material and Other Offers

Unless you tell us otherwise, we may occasionally send advertisements, marketing material, or other offers.

You can opt out by contacting us at the information provided at the end of this Privacy Statement.

Where required by law, we will seek your consent before sending marketing materials.

By providing your email and phone number, you authorize us to contact you (including via automated systems). You are not required to provide such consent to make a purchase.

Transfer of Information

If the Company is sold or its assets are acquired, PII and non-PII may be transferred to the acquiring party.

Disclosure of Information

We may disclose your information in the following ways:

a. Information You Elect to Share: You may choose to share information with Third Parties or post publicly within the Services.

b. Third-Party Advertisers and Websites: We may share non-PII with Third Parties as described in the section above.

c. Vendors, Partners, Service Providers: We may share PII with vendors to provide products or services or maintain the Services.

d. Protection of the Services: We may disclose PII when required by law, to respond to legal process, to prevent illegal activities, or to protect our rights or property.

Forums

The Services may include forums (message boards, chat rooms, comment boards, reviews).

We are under no obligation to moderate or edit the forums.

We retain the right to delete material at any time.

Information Security

We use reasonable administrative, technical and physical safeguards to protect PII.

However:

- We have no control over the security of other websites
- No system can be completely secure
- In the event of a breach, we will notify you if reasonably possible

Refer to consumer.ftc.gov for tips on identity theft protection.

Your Rights

Depending on your jurisdiction, you may have rights to:

- Access, rectify, or erase your PII
- Restrict or object to processing
- Receive a copy of your PII in machine-readable format

Contact us at [email protected] to exercise your rights.

California Privacy Rights

- California residents may request, once per year, certain information regarding our disclosure of PII to third parties for direct marketing purposes.

- Put “California Privacy Rights” in the subject line of your request.

California Do Not Track Disclosure: Our Services currently do not respond to “do not track” browser signals.

Users From Outside the United States

- The Services are hosted in the U.S.

- Your PII will be stored and processed in the U.S.

- By sharing your PII, you consent to this.

Your EU Privacy Rights

If you are using our Services from the EU, you may exercise the rights of:

- Access

- Rectification
- Objection
- Portability
- Restriction
- Erasure
- Lodging a complaint
- Refusing or withdrawing consent

Retention

We retain your PII for as long as you remain a customer and thereafter only as necessary to fulfill this Privacy Statement.

Your Choices

You may:

- Opt out of marketing via “Unsubscribe” links
- Contact us to access, correct, amend, or delete your PII
- Access may be denied in limited situations (e.g., to protect another’s privacy, national security, or law enforcement actions).

Contact Information

Options Retirement Academy is a data controller under applicable law for PII processed under this Statement.

Contact us at:

https://www.optionsretirementacademy.com
[email protected]

We will investigate and attempt to resolve any complaints and disputes regarding the processing of your PII.

Important Disclaimers

The information on this website is solely for educational purposes and does not constitute investment advice.

You must review and agree to our Disclaimers and Terms and Conditions before using this site.

CFTC Disclaimer

Futures and options trading has large potential rewards, but also large potential risk.

Do not trade with money you cannot afford to lose.

No representation is being made that any account will achieve profits or losses similar to those discussed.

Past performance is not necessarily indicative of future results.

Fraud Prevention Notice

Options Retirement Academy and employees will never manage or offer to manage your trading account.

If someone solicits you claiming affiliation, do not provide any personal information and contact us immediately.

CFTC Rule 4.41 Notice

Hypothetical or simulated performance results have limitations and do not represent actual trading.

No representation is being made that any account will achieve profits or losses similar to those shown.

Reproduction

Reproduction without permission is prohibited.